Adding a Joint Account Holder is a simple way to share financial responsibilities and manage your finances with someone else.
A joint account holder can help pay bills, monitor account activity, and provide a safety net if something unexpected happens. It's important to keep in mind that adding a joint account holder means that both parties have equal access to the account, so it is crucial to choose someone you trust and can communicate with about how the account will be used.
You can add a joint account holder when you first open your account or after your account has been opened.
To Add a Joint Account Holder When You Open Your Account:
Once you have completed the “Open Account,” “Get Started,” and “Verify Phone” screens, you will enter your personal details on the “Contact Info” screen. On this screen, check the box next to “I want to open a joint account.” You will need to have a photo of your joint account holder's ID to upload in the next step.
All of the steps for opening an account can be found in this Knowledge Base Article.
To Add a Joint Account Holder After Your Account Has Been Opened:
Please click on the link below for instructions.
Add a joint account holder to my account
Our Accounts Team will then engage in the validation and verification of your form, and if approved, your joint account holder will receive a welcome message and a debit card notification on behalf of Old Glory Bank.
Can a Joint Account Holder be Removed?
A Joint Account Holder CANNOT be removed from an account. A joint account must be closed, and a new account opened with you as the sole owner of the new account. In the event you choose to open a new account, your debit card associated with your joint account can be transferred to your new account provided the new account is opened prior to the old account being closed.
The only exception to a joint account holder not being removed is the death of a joint account holder. The surviving owner may keep the account open.
Upon the death of the joint account holder, please provide us with an original copy of the death certificate. An original document needs to be sent by regular mail to our mailing address:
Old Glory Bank
PO Box 20550
Oklahoma City, OK 73156
How can I keep my current debit card number if I close my joint account?
- First, open your new account.
- To close your old account, call customer service at 888-446-5345.
b. If you do not request to keep your card, your account will be closed, and your debit card will be deactivated; You will be issued a new debit card for your new account.